There are loads of great benefits to working from home. No commute; the hours you choose; working on the sofa in your pyjamas. Many of those who work this way would find it difficult to adjust to life in an office having tasted these kinds of freedoms. But as with anything, even this lifestyle has its drawbacks – so what do home workers miss out on by not being immersed in an office environment?
Whether it’s chats with a colleague by the water cooler or someone to talk through a problem with, working from home is distinctly lacking in opportunities for social interaction and support from peers. Some people find this can lead to feelings of isolation when working from home – particularly when they see office worker friends enjoying lunch break outings with their colleagues, or going out on the town for the office Christmas party. Working from home, there’s nobody to turn to when something goes wrong or when you just need a bit of moral support.
When you work from home, you don’t get to enjoy the benefits of a colleague returning from their travels with some exotic treats to share. You don’t get to take advantage of the free classes in the gym downstairs. And you don’t get to cuddle the office dog (unless you have your own at home, of course). In short, there are lots of perks you’ll miss out on when you’re stuck at home working on your own. That’s to say nothing of the financial benefits you lose out on if you’re self-employed and working from home – employer pension contributions, sick pay and holiday pay are all perks you won’t enjoy unless you’re employed.
A clear line between work and home
Another thing many people who work from home miss about office life is simply being able to draw a mental line between work and home. While commuting has obvious drawbacks, one advantage of it is that it allows workers to switch off from work, meaning that when they get home they have clear separation from working life.
Not only that, but the boundaries aren’t blurred by the continual distractions home life can bring to work when you’re a home-worker. It’s all too easy to get stuck into household chores when there’s a deadline to procrastinate over; not so in an office.
Working in an office, you’re covered by your employer’s or landlord’s office insurance policy – whether that’s protection for your computer equipment or liability insurance in case you’re injured on site. However, what many people don’t realise is that working from home isn’t always covered by your standard home insurance policy, and it’s better to ensure you have specialist cover for complete peace of mind.
Find out more about our homeworkers’ insurance or request a quote and our team will be happy to talk you through the kind of insurance policy that best meets your needs if you’re using your home as an office.