We have a winner!

Delighted to announce that Carl Matthews is the well-deserved winner of our travel insurance Facebook photo competition

He has won a GoProHero4 Action Camcorder Silver Edition with his photo of a jet ski

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There were 2 close runners-up:

Alastair Dixon with his mountain view and Jane Tearle with her colourful Hari Krishna dancers

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We would also like to say thank you to everyone that entered!