During the transition from summer to winter, it is important to carry out safety checks on your home, to help prevent the worst from happening!
Pipes – Frozen pipes are the biggest reason for escape of water claims in the winter. According to the Association of British Insurers (ABI), the insurance industry pays out £2.5m every day to customers for escape of water home insurance claims. As a general rule, a plunge in temperatures to -6 is enough to cause frozen pipes. If your pipes do freeze and burst, the average claim is £7500 according to the ABI.
Reduce the risk of burst pipes by:
• Leaving the heating on a minimum of 15 degrees
• Insulating all pipes including those in the attic as these pipes are the most likely to freeze
• Insulating your cold water tank
• Make sure you can locate your mains water supply and that you know how to turn it off
• Turning off water supply to outside taps
Storm damage –
• Regularly check the condition of all roods including garages, sheds and flat roofs for signs of wear and tear
• Keep gutters, gullies and drains clear to carry water away quickly and efficiently
• Be mindful of low hanging tree branches which could cause damage in high winds
Flood Advice –
• Be aware of Met Office / Environment Agency warnings
• If there is a risk of flooding, try to move as many possessions into upstairs rooms as possible
• If you have been flooded, don’t enter your property until the mains electricity has been turned off and never use electrical appliances that may be wet. Gas can get trapped in a building after a flood, so use a battery powered torch and never use open flames to see your way