Private Medical Insurance for the self-employed

When you’re self-employed, you don’t have all the benefits that a larger organisation may provide as part of their employment package. If you’re off sick from work or need to seek medical treatment, this could impact your business and your income.

Imagine having to hang around at the hospital for hours to get urgent treatment, or waiting weeks or months to treat an acute condition, such as a hernia operation. Having health insurance or private medical insurance means that you can enjoy early consultations and faster treatment times with being subjected to long waiting lists. It can also mean that you are treated in a private hospital from some of the country’s top consultants and high nurse to patient ratios can be crucial for a speedy recovery.

Some of the benefits to having private medical insurance:

  • Avoid NHS waiting lists
  • Private ensuite rooms
  • Access to top consultants
  • High ratios of health care staff
  • Choice of top private hospitals
  • High quality, nutritious food
  • Plan options for families

Choosing the right cover

You can either choose an individual policy, or if you have a family, you can choose family cover. But make sure the cover is right for your needs and don’t necessarily be swayed by freebies such as gym memberships and coffees – does the cover give you what you require if you suddenly needed treatment? And look at the excesses on the policy and is the price and cover right for you?

Need a helping hand?

A-Plan offers private medical insurance and works with a panel of leading medical insurance companies to help find you the right cover. Their friendly, impartial advisors can guide you through the process and answer any questions you have as well as helping to find you the right level of cover.

Get 3 months free*

When you take out a new private medical insurance policy, we’ll give you three months premium back, once you’ve paid six months’ worth of premium.

For more information click here, or call us for a quote on 0800 172 172.

Terms and conditions of the offer

Offer only available to new clients and is per policy taken out. Offer ends 31 December 2021. Three months premium will be paid as cashback and sent after 6 months premium have been paid. Cashback will be sent via BACS into the account the premiums are being paid from. Not available in conjunction with any other offer.