A-Plan Blog

frozen pipe claim
12 Dec

Keep your pipes from freezing & avoid a claim

Claim for burst pipe damage The average claim for burst pipe damage is between £6,500 and £7,500, according to the Association of British Insurers. Generally, pipes that are exposed to outdoor temperatures and pipes that run along exterior walls with minimal lagging tend to freeze more easily. December has been mild so far, but the

Read More
small business insurance
07 Dec

Small Business Owners – Top 10 Insurance Tips (Part 2)

Following on from last week, here is the 2nd article in our series detailing the top 10 threats facing small business owners: Managing Electronic Data and Computer Resources Small businesses often lack a formal IT department or even rudimentary internet security measures, which leaves them vulnerable to unscrupulous cybercriminals searching for an easy target. With

Read More
winter survival car kit
05 Dec

Winter car checks we can all perform

1. Headlights – don’t be a “One eyed monster” Are they working properly? Do any bulbs need replacing? Are you sure?! It is dark morning and night at this time of year and you might face freezing fog as well, so you need to keep an eye on your fog lights too. Even in the

Read More
small business insurance
01 Dec

Small Business Owners – Top 10 Insurance Tips (Part 1)

A business plan built solely on the “best case scenario” is like a house of cards—one gust of wind (or fire or wrongful termination legal action) and the entire business can come crashing down. That’s why smart small business owners assess and manage their risk. The first step in implementing a comprehensive risk management plan

Read More
moving your business
24 Nov

Tips for keeping your commercial property secure

When managing commercial property, a risk you should be aware of and plan for is criminal activity, including vandalism, break-ins, theft and violence. Though not all security threats can be avoided, some situations can be prevented with appropriate preparation, inspections, repairs and maintenance. Here are our top tips for keeping your commercial property secure: Advise tenants

Read More
weather warning
21 Nov

Weather warning: here are some useful resources

As storm Angus made landfall, the UK’s Met Office has issued an amber weather warning for heavy rainfall and flooding in the South West and a yellow warning for much of the rest of the country. In light of this, here is a reminder of some useful resources and helplines just in case. Flood forecasting and warnings Good sources

Read More
Fraud
17 Nov

Combatting CEO Fraud Email Scams

Fraud and cyber crime—which includes any criminal act dealing with computers and networks—are the most common criminal offences in the United Kingdom, according to the most recent data from the Office for National Statistics. In fact, in 2015, approximately 8,000 people and companies each month reported being the target of a phishing scam, which involves

Read More
HSE
10 Nov

Health and Safety Inspections Lacking in 46% of UK Companies

Regular health and safety inspections are recommended for any company, regardless of industry. Yet, 46 per cent of all companies have never had a health and safety inspection, and only 24 per cent have had an inspection within the past 12 months, according to a recent survey published by the Trades Union Congress. This pervasive

Read More
empty nesters
08 Nov

How insurance needs change at different life stages: Empty Nesters

In the second of a series of articles, we look at how your insurance needs may change over your lifetime: Empty nesters and families with grown up children Your family’s insurance needs and obligations will evolve over time. Periodically reviewing those needs is necessary to ensure that you and your dependents are properly protected. Car

Read More