A-Plan Blog

health and safety
05 Apr

Health and safety prosecutions against directors triple in 2016

Company directors can be held personally liable for a variety of events that fall outside of their control. The Companies Act 1985 lists over 200 offences alone, and that is only scratching the surface. Add in the Health & Safety at Work Act, EU Directives and ever increasing consumer protection legislation and it’s easy to

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home
05 Apr

Property sharing services – implications for insurance

Airbnb is a relatively new way of renting your home and has grown rapidly in popularity over the last 9 years. Since it launched in 2008, Airbnb has become a global phenomenon with more than 300,000 listings in 192 countries. Their website allows you to list your house or flat as a whole or even

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04 Apr

Introducing: The Sporting Bears Motoring Club!

This week we’re highlighting what I believe to be one of the most honourable motoring car club organisations within the UK – The Sporting Bears Motoring Club. As a dedicated group of motoring enthusiasts, varying from classic Ford Mustang owners to Lamborghini Aventadors owners, they all have one single aim; to raise as much money

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Easter
03 Apr

Things to do this Easter

The Easter holidays are upon us so here are some ideas to keep the family entertained and occupied over the break: Taste Chocolate Festival in Bristol Easter wouldn’t be Easter without chocolate so why not take the family to the Taste Chocolate Festival in Bristol on 15th and 16th April. This two-day extravaganza showcases some

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employment law
30 Mar

Upcoming Employment Law Changes

As April approaches, there are several significant changes to employment law that your company should be aware of. Whilst not all of these may be directly relevant, it is nevertheless important that you remain aware of these changes: Increase to the national minimum wage (NMW) and national living wage (NLW). Beginning in April 2017, both

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unoccupied property
27 Mar

Why you need unoccupied property insurance

Standard home insurance policies will not usually cover properties that are left unoccupied for more than 30 consecutive days. Properties can be left unoccupied for a variety of reasons, including awaiting sale or waiting for the completion of probate, during renovations or for health care reasons (such as a long spell in hospital). If your

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24 Mar

How your staff’s status affects your EL insurance

As an owner or manager, you have a responsibility to provide your employees with a safe working environment. If you fail to do so, it could result in a current or even former employee filing a claim against you. A successful claim can be costly—not just financially—but also to your organisation’s reputation. To protect yourself

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life insurance
21 Mar

Why you should place your life insurance policy in trust

One of the main aims of future planning is to ensure financial security for your family and beneficiaries in case of your death. Life insurance is an ideal way to do this. Losing a partner or parent is one of the most harrowing experiences in life but fighting for a life insurance payout at the

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16 Mar

Why are motor insurance premiums rising?

Whilst insurers are experiencing increasing levels of claims frequency and cost (especially for bodily injury and vehicle repair costs), there have been two major changes that are having an impact: The first is Insurance Premium Tax. This is a Tax levied by the Government on most insurance products.  Since November 2015, this has increased from

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yahoo
16 Mar

Cyber attacks and malware threaten all businesses

Cyber attacks aren’t going away. Email will continue to be the main distribution method and social engineering practices (tricking users) will continue to evolve. With data breaches becoming more common and high profile, there is a need for increased diligence from directors concerning cyber security, to prevent claims arising Directors in the US are potentially

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