A-Plan Blog

health and safety
08 Mar

Public Liability Insurance – Why it’s essential for businesses?

Accidents do happen, from time to time. Having public liability insurance in place helps set your mind at rest, keeping you covered if a customer or member of the public suffers a loss or injury because of your business. What does public liability insurance cover? A comprehensive public and product liability policy provides cover for

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finance lease agreements mileage calculator
05 Mar

Finance Lease Agreements – How to Accurately Calculate your Mileage.

When considering vehicle contract hire or finance lease agreements, be mindful of your anticipated annual mileage. Get this wrong and that fantastic deal may not be as fantastic as you think…. Making the simplest of mistakes or miscalculations can be extremely costly to you and/or your business. Simple elements like ‘excess mileage charges’ can spiral to £100s and

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self-employed
03 Mar

The Entrepreneurial Generation

With an increasing percentage of the population choosing to become self-employed, it could be assumed that this is reflected in the uptake of relevant insurance policies. However, alarmingly this is not the case. Self-employment has increased from 3.3 million to 4.8 million over the last sixteen years*, yet many are not covered for the associated

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flood
25 Feb

Affected by a flood? Here’s what you need to do

With the winter storms upon us, do you have a plan in place for what to do if you’re affected by a weather-related flood? If you live in one of the estimated one in six homes prone to flooding in the UK, it’s wise to know what to do should the worst happen. Prevention is

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MOT
22 Feb

2020 MOT checklist

When your car reaches the age of three, you’ll need to make sure it goes for its annual MOT. The test isn’t expensive (it should cost no more than £54.85 for cars and £29.65 for motorbikes), but it’s a legal requirement. While a fail isn’t the end of the world, as it’s usually just a

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first home
20 Feb

Top tips for buying your first home

Buying your first home is one of life’s milestones, and it’s exciting and stressful in equal measure. We’ve compiled some top tips to help you navigate the tricky waters of getting onto the property ladder as smoothly as possible. Know what you can afford Before you even start looking at houses, it’s important to understand

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pets
19 Feb

Tips for driving safely with your pets

Travel sickness, dog-seatbelts, anxiety and space can be big problems when travelling with pets. It can be tempting to ditch the contraptions and medicines and just let your dog sit on your lap while you drive. According to a recent survey by Opinium, two thirds (69%) of drivers have travelled with a pet in their

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17 Feb

Self employed? What business insurance do you need?

Nothing beats the freedom of being your own boss. But when you’re self-employed, protecting your livelihood is of paramount importance. With that in mind, what business insurance cover is it advisable to have to make sure your business is properly protected? Let’s take a look. Professional indemnity insurance Firstly, you will need professional indemnity insurance.

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11 Feb

New Polymer £20 Note Release Date

The new polymer £20 note will be released on 20th February 2020, replacing the current paper note. You will still be able to use valid paper notes until it is withdrawn from circulation. The date of this will not be confirmed until the new note is released but will be at least 6 months from

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11 Feb

Travelling to the EU after Brexit

Traveling to the EU after Brexit If you are planning on making a trip to Europe this year, this is the latest advice on travelling until 31 December 2020. Since leaving the EU on 31 January 2020 the UK is currently in a period of transition (known as the “implementation period”). This means that until

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