A-Plan Blog

14 Jul

Taking time off: can your business survive your holiday?

The stereotype of the overworked and underpaid business owner or manager is no myth—it is firmly grounded in reality. Lengthy working weeks with little to no respite is the norm. And while many business owners and managers think they can handle the stress and weighty responsibility without a rest, neglecting to take a break from

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11 Jul

10 cheap ways to keep the children entertained this summer

The school holidays are fast approaching! Some schools have already broken up. What are you going to do with the children for 6 weeks to keep them entertained and occupied? More importantly, what activities can you do that aren’t going to break the bank?! A recent survey (carried out on behalf of Epsom UK) among

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Motor Trade
07 Jul

Motor traders and fleet owners experience rise in theft claims

Insurers are noting a sharp rise in the severity of theft claims for motor traders. Although overall motor vehicle theft is trending downwards (there were about 80,000 thefts in 2015, which is down 31 per cent from five years ago), motor traders and fleet owners are experiencing a dramatic uptick in the number and severity

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cyber-breach
05 Jul

New figures show identity theft is on the rise

The number of victims of identity theft rose by 57% last year, according to a report out today from fraud prevention service Cifas. It said that there were more than 148,000 victims in the UK in 2015, compared with 94,500 in 2014. Cifas also suggested that social media sites had become a “hunting ground” for

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04 Jul

Key considerations when buying holiday home insurance

The considerations that apply when you’re obtaining holiday home insurance differ from those for your main home. Here are some things to bear in mind: Types of holiday home insurance Buildings and contents You’ll need to take out both buildings and contents insurance, just as you would for your main home. Make sure your cover includes any

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30 Jun

Business interruption insurance – 5 common mistakes

Any interruption to your company’s normal operations — even one that is brief — can be costly. Thankfully, these setbacks can be easily mitigated with comprehensive business interruption insurance. However, even if your company has a robust policy, it is only effective if your sum insured and indemnity period are adequate. To help ensure your

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27 Jun

Buying your first car

We all remember our first car with fond memories. That sense of independence and freedom that it gave us. However, that freedom can come at quite a price. Here are 5 cost considerations to bear in mind when buying your first car: 1. Outlay for the car itself You might think it is cheaper to buy an older, second-hand

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20 Jun

Q&A on buying home insurance

1. What is the best way to ensure my possessions are valued accurately? Get some advice – getting the right advice is very important. At A-Plan, we guide our clients through this process, in person or on the phone, to make sure that they are able to build a comprehensive picture of their home contents sum

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16 Jun

Equipment Breakdown Insurance

Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because technologically advanced equipment tends to be sensitive and fragile and can easily sustain damage that causes breakdowns. The losses sustained will continue to increase with the rise of just-in-time manufacturing,

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13 Jun

Top 10 tips for cycling safety

1. Make sure your bike is safe and roadworthy Looking after your bike is crucial to staying safe. Get your bike checked and serviced regularly at a cycle shop. You should also carry out regular checks yourself to ensure your bike is in roadworthy condition. rospa.com have some useful video guides and a handy checklist which

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