A-Plan Blog

summer
10 Jul

10 free things to do with children this summer

The summer holidays are fast approaching and are a notoriously expensive time for parents. Keeping the children entertained for 6 weeks can really add up! If you want some ideas for free family activities, we’ve put together a list below: 1. Visit a museum. Lots of museums now have free entry and there is bound

Read More
gig economy
05 Jul

What are your obligations to gig economy workers?

The “gig” or sharing economy is composed of organisations that hire independent workers for short-term positions. The BBC defines it as “a labour market characterised by the prevalence of short-term contracts or freelance work, as opposed to permanent jobs”. Instead of a regular wage, workers get paid for the “gigs” they do, such as a

Read More
car interior
03 Jul

5 ways to help keep your car interior clean

If you spend a lot of time in your car, especially if you have children or pets, your car interior can quickly resemble a dustbin on wheels! Not just untidy, your car can also become a host to germs if you don’t keep on top of the cleaning. In fact, according to research by Salford

Read More
squatters
30 Jun

A guide to fire safety legal responsibilities

In light of the terrible and tragic events in London, we wanted to share this advice from Zurich Insider. This will help you and your business understand fire safety responsibilities for non-domestic premises. Zurich have also created a multi-disciplinary group to provide technical support and guidance which you can read about here. Legislation requires responsible

Read More
festival
26 Jun

Keeping safe at a music festival

With festival season now in full swing, here are some tips to keep your valuables safe if you are heading to one this summer. Whilst most people are concerned with what the weather will be doing, where their favourite bands will be playing or how clean the loos will be, many forget about the downside

Read More
jargon
23 Jun

Commercial insurance jargon buster – our top 10

Insurance is complicated enough, particularly when looking to cover the risks for your business. Here we give our explanations of the top 10 jargon terms seen in commercial insurance. We would also highly recommend that you read our “Guide to the Insurance Act“: Average clause – A policy condition that requires the amount of a

Read More
young drivers
19 Jun

Young drivers bearing the brunt of higher premiums

Passing your driving test is an exciting time but young drivers are finding it increasingly difficult to find affordable insurance. The recent increases in IPT (Insurance Premium Tax) disproportionately affect younger drivers who already have the highest premiums and there is no exemption being offered to young drivers who are seen as a high-risk category.

Read More
SME
09 Jun

Nearly Every UK SME Owed £16,000 in Late Payments

More than half of Britain’s SMEs (52% in total) were owed an estimated total of £44.6 billion in late payments by the end of 2016, according to recent industry research*. That averages out to roughly £16,000 per SME; however, 1 in 10 were owed more than £100,000. This massive financial delay has been detrimental for

Read More
fuel
08 Jun

5 Reasons Your Car Fails Its MOT

Recent government statistics suggest that half of the faults found in MOT tests can be prevented by performing simple car maintenance. The most common cause of failure is lighting and signalling issues, such as blown bulbs, which cause almost 19 per cent of all MOT failures. Suspension (13 per cent) and brake (10 per cent)

Read More
indemnity
06 Jun

Health & Safety Fines – One Year On

In February 2016, the new guidelines from the Sentencing Council came into force. These amendments dramatically increased fines for corporate manslaughter, food safety and hygiene offences, and health and safety offences. Prior to these dramatic revisions, courts were only able to deliver fines that had negligible effects on offenders. Within the first year, it has

Read More