Levels of Van Insurance Cover

Whether you have one van or a whole fleet of them, you’ll want to know that your business is protected should the worst happen. You’ll also be needing a fast claims process so that you can get your van back in action as quickly as possible. You’ll get all of that with van insurance cover from A-Plan, and we offer several levels of van insurance cover with our specialist van insurance. Here’s a handy guide to help you understand what protection you’ll get from different levels of van insurance cover.

Third party

Third party van insurance cover is the cheapest level, meeting the minimum legal insurance requirements and covering costs to the victim of any damage or medical treatment needed as a result of an accident caused by your van. However, you would still need to cover the cost of repairing or replacing your van if it was stolen or involved in an accident.

Third party, fire and theft

In addition to the cover you’d get from third party van insurance, third party, fire and theft gives you additional protection by covering you if your van is stolen or damaged in a fire.

Fully comprehensive

This is the highest level of van insurance. If you choose a fully comprehensive van insurance policy, you’ll have the peace of mind that your insurance will cover not just the victim’s costs, if applicable, but also the costs of repairing or replacing your van, even if the accident was your fault.

Optional extra cover

You can also add on some optional extras to get even more from your van insurance cover. These include tools insurance and goods in transit insurance to protect the contents of your van, and breakdown cover so that you can call for help if your van breaks down when you’re out on a job.

Get the best deal on your van insurance

Choosing the right level of insurance cover for your van or vans can be confusing, but we’re here to help. At A-Plan, we have the experience and contacts that come from being one of the UK’s largest van insurance brokers. We do the hard work of comparing deals so that you don’t have to, so you can be confident that a van insurance quote from us will give you the right cover, at the right price. Get in touch today and talk to one of our insurance experts for a van insurance quote tailored to your needs.