Category Archives: Personal

car journeys
05 Jun

Driving in France – top 10 tips

Driving in France is generally a more pleasant experience than travelling on UK roads. France is approximately two and a half times the size of the UK but with roughly the same population. Consequently the roads are generally less congested outside of the main cities. However, there are certain things you need to be aware

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holiday home insurance
24 May

Preparing your holiday home for high season

The high season is when you’re likely to get the greatest return on your holiday home investment, and diligent preparation is key to ensuring that your busiest booking period goes smoothly. Follow these tips to make sure your holiday home is ship shape before the busiest time of the year gets underway. Maintenance The run-up

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DIY
23 May

Doing some DIY this Bank Holiday? Read our tips.

With the second May Bank Holiday on the horizon, many of us will turn our attention to a little DIY to give our homes a makeover in time for the summer. But while the improving weather may mean we can throw open the doors and windows and get stuck into cleaning, painting, maintaining and generally

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home insurance claim
15 May

4 reasons why your home insurance claim could be rejected

The purpose of home buildings and contents insurance is to provide homeowners with cover for unexpected and potentially costly situations—such as damage caused by a storm or fire, theft of possessions, accidental damage from an escape of water, a fallen tree or subsidence. Yet, according to a study conducted by the Association of British Insurers,

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caravanning
02 May

Safe caravanning – it’s all in the preparation

Now that we are entering the most popular time of year for caravanning, it is important to make sure you are safe before taking your caravan out on the road. When it comes to safe caravanning, it’s not just about how you tow once you are on the road, equally as critical is making sure

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tenants insurance
24 Apr

Why “Generation Rent” Needs Tenants Insurance

The number of 20-39 year olds renting has more than doubled from 20 to 50 per cent since 2000. Known as ‘generation rent’, many millennials are unable to afford the average house price of £217,502 (as of Feb 2017), which continues to grow by about 6 per cent each year. Until home ownership becomes more

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home
05 Apr

Property sharing services – implications for insurance

Airbnb is a relatively new way of renting your home and has grown rapidly in popularity over the last 9 years. Since it launched in 2008, Airbnb has become a global phenomenon with more than 300,000 listings in 192 countries. Their website allows you to list your house or flat as a whole or even

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Easter
03 Apr

Things to do this Easter

The Easter holidays are upon us so here are some ideas to keep the family entertained and occupied over the break: Taste Chocolate Festival in Bristol Easter wouldn’t be Easter without chocolate so why not take the family to the Taste Chocolate Festival in Bristol on 15th and 16th April. This two-day extravaganza showcases some

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unoccupied property
27 Mar

Why you need unoccupied property insurance

Standard home insurance policies will not usually cover properties that are left unoccupied for more than 30 consecutive days. Properties can be left unoccupied for a variety of reasons, including awaiting sale or waiting for the completion of probate, during renovations or for health care reasons (such as a long spell in hospital). If your

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16 Mar

Why are motor insurance premiums rising?

Whilst insurers are experiencing increasing levels of claims frequency and cost (especially for bodily injury and vehicle repair costs), there have been two major changes that are having an impact: The first is Insurance Premium Tax. This is a Tax levied by the Government on most insurance products.  Since November 2015, this has increased from

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