Category Archives: Home Related

new-build home
16 Jan

How to get insurance if you own a new-build home

If you are moving into a new-build home, it can often be a struggle to get motor or home insurance because the postcode is not yet recognised by insurers. It is a source of frustration for many owners of new-build homes and this can remain an issue even after the Royal Mail has recognised the postcode of the housing

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frozen pipe claim
12 Dec

Keep your pipes from freezing & avoid a claim

Claim for burst pipe damage The average claim for burst pipe damage is between £6,500 and £7,500, according to the Association of British Insurers. Generally, pipes that are exposed to outdoor temperatures and pipes that run along exterior walls with minimal lagging tend to freeze more easily. December has been mild so far, but the

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empty nesters
08 Nov

How insurance needs change at different life stages: Empty Nesters

In the second of a series of articles, we look at how your insurance needs may change over your lifetime: Empty nesters and families with grown up children Your family’s insurance needs and obligations will evolve over time. Periodically reviewing those needs is necessary to ensure that you and your dependents are properly protected. Car

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cold
07 Nov

Take care in cold snaps

The media is already warning us that this winter will be a cold one. After mild winters in the last couple of years, it is probably overdue and we should be aware of how to protect our homes if a cold snap does hit. In particular, preventing burst water pipes that can cause so much

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empty nesters
10 Oct

How insurance needs change at different life stages

In the first of a series of articles, we look at how your insurance needs may change over your lifetime: Having Children Your family’s insurance needs and obligations will evolve over time. Periodically reviewing those needs is necessary to ensure that you and your dependents are properly protected. Car As the children grow up, you

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holiday home insurance
26 Sep

Protect your holiday home in winter

As the holiday season comes to an end, prudent holiday homeowners should be preparing their second homes for the winter. Make sure you think about the following: Maintenance Tasks • Turn off the utilities: Turn off the water and gas, and unplug all electronic devices. If your home has an electric heater, set the temperature to at

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student contents insurance
21 Sep

Going to university – what you need to know

Freshers’ week is in full swing in universities all over the country and undoubtedly serious matters are far from students’ minds. However, without scaremongering too much, figures suggest that one in three students will be a victim of crime at some point during their college or university careers (NUS study). Here are some tips to

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home security summer holiday
15 Aug

Home security – don’t take chances this summer

The last thing you want to come home to after 2 weeks in the sun is a break-in, and then having to deal with the ensuing insurance claim. Here are our tips for home security to prevent this happening while you are away: 1. Tell a member of your family, local friend or trusted neighbour that

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