Citizens Advice have recently highlighted concerns that certain groups of people in the market are particularly susceptible to the “loyalty penalty” for their home insurance. They identified that “people in vulnerable states” are particularly likely to be penalised. Who’s most affected? Citizens Advice reported that 32% of those paying the loyalty penalty are over 65,
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With lots of people heading away to see family and friends over the Christmas period, and houses left unoccupied and full of presents, the festive season is a time to be extra careful about home safety. Burglaries rise by 53% over Christmas, and house fires are a risk due to all the twinkling lights decorating
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During the transition from summer to winter, it is important to carry out safety checks on your home, to help prevent the worst from happening! Pipes – Frozen pipes are the biggest reason for escape of water claims in the winter. According to the Association of British Insurers (ABI), the insurance industry pays out £2.5m every day to customers for escape
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The abnormally hot weather and lack of rainfall this summer created a disastrous combination for homeowners, according to industry experts. Recent data revealed that subsidence claims have seen a 350 per cent increase throughout the UK within the last six weeks alone. Not to mention, the number of claims are up 20 per cent compared
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These are the jobs that you need to be doing this autumn, before the weather turns colder: Flower beds Start to divide herbaceous perennials as the weather cools. Make sure you water in the new divisions well. Plant spring-flowering bulbs such as daffodils, crocus and hyacinths now. Plant out any biennial plants sown earlier in
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As the summer draws to a close and the nation’s students head off to university, it’s a time for starting afresh and buying shiny new things to get through another year of study. New stationery, new laptops, new household essentials to kit out a new student house… And these new purchases all add up. That
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Home insurance policies offer comfort and peace of mind in the event that the worst happens. Have a look at the following most common reasons for home insurance claims and how you can take steps to lower your risk: Accidental damage—Accidents happen. In fact, they are the most common reason for home insurance claims. Accidental
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Rental houses are a great way to invest money and generate income, but there are a few things to consider before you go ahead with becoming a buy-to-let landlord. Here’s what you’ll need to do before your tenants pick up the keys. Buying a buy-to-let When you buy a property for the sole purpose of
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Maintaining your independence is a major concern when you’re faced with the prospect of living with a disability, but the good news is that there’s plenty you can do to make your everyday life more straightforward when you’re around the house. Let’s look at some of the changes you can make so that your home
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While you’re working abroad for an extended period, the last thing you want to be worrying about is whether your home is safe in your absence. Protecting your home is about more than just locking all the doors and windows and leaving a key with a neighbour so that they can pop in from time
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