Category Archives: Commercial

04 May

GDPR – what is it and how does it affect your business?

The EU’s new data protection reforms become applicable on 25th May 2018. GDPR (General Data Protection Regulation) is an EU regulation applicable in the UK without the need for domestic UK legislation (and so will apply between May 2018 and any departure from the EU). GDPR will automatically fall away in the event that the

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27 Apr

SMEs – struggling to survive?

SMEs account for more than 99% of private sector businesses in the United Kingdom and provide employment for 16.8 million people. Their economic contribution should not be underestimated. However, British businesses are feeling the pinch with nearly a fifth (17%) missing payday in order to survive. Despite being responsible for nearly half of Britain’s economic

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social media
19 Apr

Social Media – Protecting Your Business Reputation

With the fallout from United Airlines PR disaster still ongoing, it is perhaps timely to think about the steps you can take to protect your business reputation on social media! It isn’t feasible to attempt to control your entire message—in today’s highly digital environment, there’s no way you can control everything said about your company.

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05 Apr

New report shows digital safety remains an issue for businesses

‘The Cyber Threat to UK Business’, the first joint report by the new National Cyber Security Centre (NCSC) and the National Crime Agency (NCA), presented a rather disheartening outlook for the digital safety and security of UK organisations. In fact, three months after it became operational in October 2016, the NCSC has had to address

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health and safety
05 Apr

Health and safety prosecutions against directors triple in 2016

Company directors can be held personally liable for a variety of events that fall outside of their control. The Companies Act 1985 lists over 200 offences alone, and that is only scratching the surface. Add in the Health & Safety at Work Act, EU Directives and ever increasing consumer protection legislation and it’s easy to

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employment law
30 Mar

Upcoming Employment Law Changes

As April approaches, there are several significant changes to employment law that your company should be aware of. Whilst not all of these may be directly relevant, it is nevertheless important that you remain aware of these changes: Increase to the national minimum wage (NMW) and national living wage (NLW). Beginning in April 2017, both

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24 Mar

How your staff’s status affects your EL insurance

As an owner or manager, you have a responsibility to provide your employees with a safe working environment. If you fail to do so, it could result in a current or even former employee filing a claim against you. A successful claim can be costly—not just financially—but also to your organisation’s reputation. To protect yourself

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16 Mar

Cyber attacks and malware threaten all businesses

Cyber attacks aren’t going away. Email will continue to be the main distribution method and social engineering practices (tricking users) will continue to evolve. With data breaches becoming more common and high profile, there is a need for increased diligence from directors concerning cyber security, to prevent claims arising Directors in the US are potentially

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taxi insurance
10 Mar

Taxi insurance – why you need bespoke cover

No matter what type of hire your taxi business provides, insurers usually offer the same four covers, listed below, that are available to other commercial motor clients: Act only cover is so named because it provides the minimum level of cover to satisfy the Road Traffic Act, insuring third party liability arising from the use

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03 Mar

UK Companies Top 3 Risks in 2017

Each year brings with it a collection of challenges for businesses to overcome, and 2017 is no different. According to a recent industry survey, the following three risks are the most significant that UK companies of all sizes will be confronted with this year: Cyber incidents: Cyber incidents once again are the top risk facing

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