Category Archives: Commercial

smart technology
13 Aug

Can smart technology help your business?

Think of smart technology and it’s probably devices such as the Amazon Echo (better known as Alexa) that spring to mind. While these kinds of innovations may not have obvious uses in a business context, you’d be surprised by just how much the latest tech could be helping your business to run more efficiently. Here

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19 Jul

4 things to think about when buying business interruption insurance

As a business owner, you take out insurance to protect your livelihood from the unexpected – the worst case scenarios, such as a flood, fire or theft. But while you’ve almost certainly taken out buildings and contents insurance for your premises, have you thought about what would happen to the business itself in the event

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buy-to-let
12 Jul

A guide for buy-to-let landlords

Rental houses are a great way to invest money and generate income, but there are a few things to consider before you go ahead with becoming a buy-to-let landlord. Here’s what you’ll need to do before your tenants pick up the keys. Buying a buy-to-let When you buy a property for the sole purpose of

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malware
02 Jul

500,000 Routers Affected by Malware

In May, researchers at Talos—a cyber-intelligence unit of Cisco—warned consumers of malware (malicious software) that specifically targets networking devices. The malware, which is known as VPNFilter, impacts an estimated 500,000 routers in more than 54 countries worldwide, particularly targeting devices from the following manufacturers: Linksys MikroTik Netgear QNAP TP-Link   A more recent update shows

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business insurance
28 Jun

5 reasons to take out business insurance

As a business owner, you need the peace of mind that you’ll be able to keep your business up and running, whatever happens. Taking out business insurance is an advisable step towards protecting your livelihood, and here are some of the reasons why: 1. Cover for claims against you We live in a world that

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health and safety
07 Jun

Average Health and Safety fines rise to £126,000

In 2016-17, the HSE had a 93 per cent conviction rate, with the average penalty costing organisations £126,000. Are your health and safety policies sufficient enough to avoid such a staggering fine? Worse than that, an unsafe working environment can result in injuries to your staff. And, in about 140 cases a year in the

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carer
21 May

What insurance do you need as a carer?

If you work in the care industry, your job revolves around caring for people who can’t care for themselves. Working as a self-employed carer, you’re a vital lifeline for those in need, but your job isn’t without its risks. It’s essential to have the right insurance in place to ensure you can keep doing what

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cyber-attack
17 May

The overlooked non-financial risks of a cyber-attack

More than ever before, organisations are aware of the potential financial impact of a cyber-attack. Many wrongfully assume that the steep, monetary burden of a cyber-attack (exacerbated by new, higher fines under the GDPR) is exclusively tied to damaged digital assets, lost records, and the price of investigating and reporting a breach. While those expenses

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HGV
09 May

Most Efficient Lorries Will Pay Less Tax in 2019

Beginning February 2019, lorries meeting the most recent Euro 6 emissions standards will be eligible for a 10 per cent reduction in the cost of the heavy goods vehicle (HGV) levy. Lorries that don’t meet the latest emissions standards will be expected to pay 20 per cent more in their HGV levy. Currently, the HGV

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self-employed
30 Apr

A guide to becoming self-employed

No more commuting, working the hours you choose and doing something you love: working for yourself is a way of life as well as a job. Nothing beats the freedom of being your own boss, and if it’s something you dream of, here’s how to set yourself up as self-employed. Before you hand in your

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