Category Archives: Commercial

21 Dec

Christmas Opening Hours 2016

Our opening hours during the Christmas and New Year 2016 period are: 24 December – 8:30 am – 12.00 pm 25 – 27 December – branches closed 28 – 30 December – 8.30 am – 5.00 pm 31 December – 8:30 am – 12.00 pm 01 – 02 January – branches closed 03 January –

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15 Dec

Directors: responsibilities & liabilities

In today’s business climate of corporate transparency and accountability, an organisation’s officers and directors face a myriad of employment-related exposures. Claims can come from many sources, employees, regulators, shareholders, creditors, customers, etc. Ever-changing regulations, increased employee awareness of employment rights as well as the rise of shareholder activism means directors are more frequently at risk,

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small business insurance
07 Dec

Small Business Owners – Top 10 Insurance Tips (Part 2)

Following on from last week, here is the 2nd article in our series detailing the top 10 threats facing small business owners: Managing Electronic Data and Computer Resources Small businesses often lack a formal IT department or even rudimentary internet security measures, which leaves them vulnerable to unscrupulous cybercriminals searching for an easy target. With

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small business insurance
01 Dec

Small Business Owners – Top 10 Insurance Tips (Part 1)

A business plan built solely on the “best case scenario” is like a house of cards—one gust of wind (or fire or wrongful termination legal action) and the entire business can come crashing down. That’s why smart small business owners assess and manage their risk. The first step in implementing a comprehensive risk management plan

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moving your business
24 Nov

Tips for keeping your commercial property secure

When managing commercial property, a risk you should be aware of and plan for is criminal activity, including vandalism, break-ins, theft and violence. Though not all security threats can be avoided, some situations can be prevented with appropriate preparation, inspections, repairs and maintenance. Here are our top tips for keeping your commercial property secure: Advise tenants

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17 Nov

Combatting CEO Fraud Email Scams

Fraud and cyber crime—which includes any criminal act dealing with computers and networks—are the most common criminal offences in the United Kingdom, according to the most recent data from the Office for National Statistics. In fact, in 2015, approximately 8,000 people and companies each month reported being the target of a phishing scam, which involves

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10 Nov

Health and Safety Inspections Lacking in 46% of UK Companies

Regular health and safety inspections are recommended for any company, regardless of industry. Yet, 46 per cent of all companies have never had a health and safety inspection, and only 24 per cent have had an inspection within the past 12 months, according to a recent survey published by the Trades Union Congress. This pervasive

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01 Nov

Health and Safety Fines Rise Dramatically

There has been a swift and dramatic rise of massive fines for corporate manslaughter, food safety and hygiene offences, and health and safety offences since the new sentencing guidelines came into force in February. The intention behind these new guidelines is to ensure that the fines have a significant impact on a company’s finances and

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26 Oct

2016 – Cyber Security Breaches Survey

The internet promises big rewards for businesses but also big risks. The threat is significant—24 per cent of all businesses detected one or more cyber security breaches in the last 12 months. But that number skyrockets when classifying businesses by size—jumping to 51 per cent of all medium firms and 65 per cent of all

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20 Oct

Cyber Security – NCSC Opens for Business

The NCSC (National Cyber Security Centre) will be the UK’s authority on cyber security.  It is part of GCHQ and will bring together CESG – the Information Security arm of GCHQ – the Centre for the Protection of National Infrastructure, CERT-UK and the Centre for Cyber Assessment, to form one organisation that will simplify the

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