Category Archives: Commercial

taxi insurance
10 Mar

Taxi insurance – why you need bespoke cover

No matter what type of hire your taxi business provides, insurers usually offer the same four covers, listed below, that are available to other commercial motor clients: Act only cover is so named because it provides the minimum level of cover to satisfy the Road Traffic Act, insuring third party liability arising from the use

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03 Mar

UK Companies Top 3 Risks in 2017

Each year brings with it a collection of challenges for businesses to overcome, and 2017 is no different. According to a recent industry survey, the following three risks are the most significant that UK companies of all sizes will be confronted with this year: Cyber incidents: Cyber incidents once again are the top risk facing

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moving your business
23 Feb

Moving your business and moving your business energy

When moving your business premises, sorting out your energy is unlikely to be a top priority. With contracts, agents and the day-to-day running of your business to think about, gas and electricity can easily be overlooked. But it doesn’t have to be a massive task – having some simple bits of information to hand can

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16 Feb

Working from home and running your own business: things to consider

Starting your own business gives you plenty to think about, including where to run it from. You’ve got to find the right space, budget for rent, and maintain overheads before you can even think about the day job. It’s unsurprising, then, that more and more start-ups are looking at working from home as an alternative.

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13 Feb

Tradesman Insurance – an explanation of the cover you need

As a tradesman, you belong to a group of skilled workers such as builders, plumbers, electricians, carpenters, roofers and more. Because the definition of tradesmen is so broad, it can be difficult to know what insurance you need. The following provides an overview of the 3 main types of tradesman insurance that you may need,

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cyber attacks
09 Feb

Cyber Attacks Affect Businesses of all Sizes

On average, UK businesses were subject to 230,000 cyber attacks in 2016, according to research provided by internet service provider, Beaming. Very few of these attacks were successful, but the sheer volume is noteworthy. In November, for the first time ever, more than 1,000 attacks per day hit individual company firewalls, contributing to an overall

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02 Feb

Businesses Pay Ransomware But Don’t Get Data Back!

Within the last 24 months, 44 per cent of all UK organisations have been infected by ransomware, and 27 per cent of those were infected more than once, according to recent research published by cyber security firm, Trend Micro. Ransomware is a type of malicious software (malware) designed to block access to specific data, files

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new £1 coin
20 Jan

New £1 coin arriving soon – are you ready?

The new £1 coin will enter circulation in the UK on 28th March – is your business ready?   The current £1 coin is being replaced for the first time in over thirty years because of its vulnerability to sophisticated counterfeiters. Approximately one in thirty £1 coins in circulation is a counterfeit. All businesses which handle cash

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Motor Trade
11 Jan

Motor Trade: what’s in store for 2017?

Start your 2017 off right by getting a glimpse of the year ahead for the motor trade industry. Various motor trade experts and industry research have identified several key trends that will affect your business both positively and negatively in 2017. To prepare your business, review this forecast of the 2017 trends predicted to impact

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small business confidence
06 Jan

New Report Shows Extent of SME Underinsurance

New research by insurer RSA highlights the alarming extent of SME underinsurance and the serious disconnect between SMEs’ understanding of emerging risks and the actions they are taking to protect themselves. The problem is not that SMEs deny the threat posed by emerging risks—it’s that they neglect to update their insurance cover to protect against

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