Category Archives: Commercial

06 Jun

Health & Safety Fines – One Year On

In February 2016, the new guidelines from the Sentencing Council came into force. These amendments dramatically increased fines for corporate manslaughter, food safety and hygiene offences, and health and safety offences. Prior to these dramatic revisions, courts were only able to deliver fines that had negligible effects on offenders. Within the first year, it has

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business interruption
25 May

Business Interruption Cover – More Important Than Ever

Many business owners fail to consider how they would manage if a fire, natural disaster or, sadly, an act of terrorism rendered their business premises temporarily unusable. According to the Insurance Information Institute, more than 25 per cent of all businesses that close down following a disaster never open again. With advanced planning, there are

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ransomware attack
15 May

The impact of WannaCry ransomware attack

Friday saw a widespread cyber attack that Europol, the EU’s law enforcement agency, has called the “largest ransomware attack observed in history”. The ransomware, which locks users’ files and demands a $300 (£230) payment to allow access, spread to an estimated 200,000 organisations in 150 countries round the world including FedEx, Renault and the Russian interior

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pop-up business
11 May

The Dangers of Underinsurance

We’ve all had the occasional average day but, when it comes to insurance, “average” is just about the last word you want to hear. Particularly if you’re in the midst of a burnt out building worrying about how you are going to rebuild, not just the building, but your business and the livelihoods of your

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04 May

GDPR – what is it and how does it affect your business?

The EU’s new data protection reforms become applicable on 25th May 2018. GDPR (General Data Protection Regulation) is an EU regulation applicable in the UK without the need for domestic UK legislation (and so will apply between May 2018 and any departure from the EU). GDPR will automatically fall away in the event that the

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27 Apr

SMEs – struggling to survive?

SMEs account for more than 99% of private sector businesses in the United Kingdom and provide employment for 16.8 million people. Their economic contribution should not be underestimated. However, British businesses are feeling the pinch with nearly a fifth (17%) missing payday in order to survive. Despite being responsible for nearly half of Britain’s economic

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social media
19 Apr

Social Media – Protecting Your Business Reputation

With the fallout from United Airlines PR disaster still ongoing, it is perhaps timely to think about the steps you can take to protect your business reputation on social media! It isn’t feasible to attempt to control your entire message—in today’s highly digital environment, there’s no way you can control everything said about your company.

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05 Apr

New report shows digital safety remains an issue for businesses

‘The Cyber Threat to UK Business’, the first joint report by the new National Cyber Security Centre (NCSC) and the National Crime Agency (NCA), presented a rather disheartening outlook for the digital safety and security of UK organisations. In fact, three months after it became operational in October 2016, the NCSC has had to address

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health and safety
05 Apr

Health and safety prosecutions against directors triple in 2016

Company directors can be held personally liable for a variety of events that fall outside of their control. The Companies Act 1985 lists over 200 offences alone, and that is only scratching the surface. Add in the Health & Safety at Work Act, EU Directives and ever increasing consumer protection legislation and it’s easy to

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employment law
30 Mar

Upcoming Employment Law Changes

As April approaches, there are several significant changes to employment law that your company should be aware of. Whilst not all of these may be directly relevant, it is nevertheless important that you remain aware of these changes: Increase to the national minimum wage (NMW) and national living wage (NLW). Beginning in April 2017, both

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