Category Archives: Commercial

new £1 coin
20 Jan

New £1 coin arriving soon – are you ready?

The new £1 coin will enter circulation in the UK on 28th March – is your business ready?   The current £1 coin is being replaced for the first time in over thirty years because of its vulnerability to sophisticated counterfeiters. Approximately one in thirty £1 coins in circulation is a counterfeit. All businesses which handle cash

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Motor Trade
11 Jan

Motor Trade: what’s in store for 2017?

Start your 2017 off right by getting a glimpse of the year ahead for the motor trade industry. Various motor trade experts and industry research have identified several key trends that will affect your business both positively and negatively in 2017. To prepare your business, review this forecast of the 2017 trends predicted to impact

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small business confidence
06 Jan

New Report Shows Extent of SME Underinsurance

New research by insurer RSA highlights the alarming extent of SME underinsurance and the serious disconnect between SMEs’ understanding of emerging risks and the actions they are taking to protect themselves. The problem is not that SMEs deny the threat posed by emerging risks—it’s that they neglect to update their insurance cover to protect against

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21 Dec

Christmas Opening Hours

Our opening hours during the Christmas and New Year period are: 24 December – 8:30 am – 12.00 pm 25 – 27 December – branches closed 28 – 30 December – 8.30 am – 5.00 pm 31 December – 8:30 am – 12.00 pm 01 – 02 January – branches closed 03 January – branches

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directors
15 Dec

Directors: responsibilities & liabilities

In today’s business climate of corporate transparency and accountability, an organisation’s officers and directors face a myriad of employment-related exposures. Claims can come from many sources, employees, regulators, shareholders, creditors, customers, etc. Ever-changing regulations, increased employee awareness of employment rights as well as the rise of shareholder activism means directors are more frequently at risk,

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small business insurance
07 Dec

Small Business Owners – Top 10 Insurance Tips (Part 2)

Following on from last week, here is the 2nd article in our series detailing the top 10 threats facing small business owners: Managing Electronic Data and Computer Resources Small businesses often lack a formal IT department or even rudimentary internet security measures, which leaves them vulnerable to unscrupulous cybercriminals searching for an easy target. With

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small business insurance
01 Dec

Small Business Owners – Top 10 Insurance Tips (Part 1)

A business plan built solely on the “best case scenario” is like a house of cards—one gust of wind (or fire or wrongful termination legal action) and the entire business can come crashing down. That’s why smart small business owners assess and manage their risk. The first step in implementing a comprehensive risk management plan

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moving your business
24 Nov

Tips for keeping your commercial property secure

When managing commercial property, a risk you should be aware of and plan for is criminal activity, including vandalism, break-ins, theft and violence. Though not all security threats can be avoided, some situations can be prevented with appropriate preparation, inspections, repairs and maintenance. Here are our top tips for keeping your commercial property secure: Advise tenants

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Fraud
17 Nov

Combatting CEO Fraud Email Scams

Fraud and cyber crime—which includes any criminal act dealing with computers and networks—are the most common criminal offences in the United Kingdom, according to the most recent data from the Office for National Statistics. In fact, in 2015, approximately 8,000 people and companies each month reported being the target of a phishing scam, which involves

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HSE
10 Nov

Health and Safety Inspections Lacking in 46% of UK Companies

Regular health and safety inspections are recommended for any company, regardless of industry. Yet, 46 per cent of all companies have never had a health and safety inspection, and only 24 per cent have had an inspection within the past 12 months, according to a recent survey published by the Trades Union Congress. This pervasive

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