Category Archives: Commercial

cyber insurance
03 Oct

Why do small businesses need cyber insurance?

Did you know that your small business is nine times more likely to fall victim to cyber crime than to a ‘real-life’ burglary? That was the finding of YouGov research earlier this year, and it should be a wake-up call for small businesses. The idea of cyber crime may be relatively new, but that doesn’t

Read More
25 Sep

Late payments: the impact on small businesses

Ask any small business owner their least favourite aspect of company ownership, and late payments will probably be an answer. A report earlier this year suggests that “small businesses are facing a collective bill of £6.7bn per annum in outstanding payments owed by other companies – up from £2.6bn in 2017”. It’s the latest report

Read More
key person
17 Sep

Key Person Cover – unlock the detail and find out more

Wifi, premises, tools, electricity, coffee and laptops are all things mentioned when you ask anyone in business what is essential to keeping things running. But what about key people? What about key men and woman that are essential to your business turning a profit? Just what would you do without them? How would your business

Read More
small businesses
14 Aug

Parents funding small businesses

Borrowing from the so-called ‘Bank of Mum and Dad’ is nothing new when it comes to buying your first home, but new research suggests that the latest generations of school and university-leavers are now turning to the parental moneybox to fund a new business venture. Research by WorldPay suggests that as many as one in

Read More
fraud hotspot
12 Aug

Do you live in a fraud hotspot?

Fraud comes in many guises, and most of us have fallen victim to one form or another at some point. But did you know that the place you live can affect how likely you are to fall foul of different types of scam? Using data from Action Fraud and the Office for National Statistics, Which?

Read More
digital footprint
01 Aug

Do you know what your digital footprint is?

You’ve heard of your carbon footprint, but have you heard of your digital footprint? In an age in which smartphones and social media dominate our lives, it’s something you need to know about if you don’t already. Keep reading to get the lowdown on what it is and how you can take control of it.

Read More
gig worker
10 Jul

The rise of the GIG worker

A fairly recent term that is often used in the press is a GIG worker, but just what does this mean? According to one definition it is a “labour market characterised by the prevalence of short -term contracts or freelance work, as opposed to permanent jobs.” It’s estimated in the UK that five million people

Read More
open plan office
19 Jun

Making your open plan office work for you

Open plan offices can be a challenge to get right. A working environment designed to foster interaction and collaboration can also wreak havoc with productivity thanks to increased noise levels and the greater potential for interruption. However, with a bit of thought and planning, it’s possible to make sure your open plan office is a

Read More
meetings
12 Jun

The unseen cost of meetings

We’ve probably all felt frustrated when we’ve had to sit through what feels like yet another pointless meeting. If you’ve ever felt that your time could be better spent on something else, you’d be right. Studies show that unnecessary meetings cost UK businesses over £191 billion a year, with the statistics showing just how much

Read More
pop-up business
30 May

The rise of the pop-up business

One of the interesting retail phenomena to arise from the economic uncertainty of recent years is the pop-up business. From week-long clothes shops to months-old wine bars, and from traditional selling to innovative advertising, the pop-up business is a dynamic new presence in the world of retail, and one that looks set to continue. According

Read More