Category Archives: Commercial

cyber insurance
19 Feb

How to Prevent a Cyber ‘Meltdown’

Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data. They’re called Meltdown and Spectre, and they’re both caused by design flaws found in nearly all modern processors. Hackers can exploit these vulnerabilities to access all of the data

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DVSA
12 Feb

Lorry, Coach and Bus Drivers Face DVSA Fines

Beginning on 5 March, Driver and Vehicle Standards Agency (DVSA) traffic examiners will begin issuing on-the-spot fines to any lorry, bus or coach drivers for drivers’ hours offences committed in the last 28 days, such as exceeding daily driving limits or not taking enough breaks. Previously DVSA examiners could only fine drivers for offences committed

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van drivers
08 Feb

Van Drivers Shape Up!

Van drivers are not known for their healthiness and clean eating! However, things are changing. A recent study, commissioned by Volkswagen Commercial Vehicle, has found that Britain’s van drivers are ditching their stereotypical lifestyle in favour of healthy eating and regular trips to the gym. According to the research, the average van driver now works

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small business
23 Jan

What insurance does your small business need?

Starting a small business requires tireless effort and endless financial reserves. Besides dealing with necessary tasks to start the business—affording exorbitant start-up costs, establishing a customer base, forecasting cash flow problems—new small business owners are besieged on all sides by risks. The only sure-fire thing you can count on during the tumultuous beginning stages of

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tax return 2018
16 Jan

10 Tips for Submitting your 2018 Tax Return.

Time is running out to submit your 2018 tax return; by 31st January you must complete and submit your return, plus pay any tax due. With a little over two weeks to go, follow our quick tips for a speedy submission and avoid an unnecessary £100 penalty. Begin! Don’t leave completing your tax return until

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10 Jan

Gender Pay – Mind the gap

The gender pay gap issue is a hot topic in the press, even gaining some traction in the US at the Golden Globes, as UK employers with 250 employers or more must publish and report their first specific figures about their gender pay gap by 5th April 2018 (31st March 2018 for public sector organisations).

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underinsurance
04 Jan

Why Avoiding Underinsurance Should be Your Resolution for 2018

Underinsurance continues to be a widespread and persistent problem throughout the United Kingdom. In fact, an estimated 40 per cent of businesses and 80 per cent of commercial properties are underinsured. This occurs when a business has insufficient cover to meet its needs, whether that means its assets are valued and insured at less than

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car freezing
28 Dec

How to prepare your business against disruption from cold weather

The UK has already seen freezing weather conditions causing disruption this winter, from flights being cancelled to schools being closed. For small businesses, winter weather conditions can increase the risk of property damage, injury and potential liability. One common issue during cold weather is escape of water caused by frozen pipes, where even a small

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21 Dec

Employee Benefits Schemes – Advantages to your Business

Employee benefits schemes help attract and retain top talent. Recent industry research found that 82 per cent of employers offer benefits to retain employees, while 81 per cent do it to recruit employees, and 80 per cent do it to support overall employee health and well-being. Research from Glassdoor even found that a staggering 79

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