Category Archives: Commercial

24 Jan

Tax return for self assessment – Top tips

If you are self employed you must complete and submit your tax return, plus pay any tax due, by 31st January. With a week to go, follow our quick tips for a speedy submission and avoid an unnecessary £100 penalty. Begin! Don’t leave completing your tax return until the final day. You’ll need time to

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16 Jan

What’s in your business disaster recovery plan?

In business, as in life, things sometimes happen unexpectedly – things that are beyond your control, and that put your business in danger. Also known as a business continuity plan, a disaster recovery plan is there to give you a framework for action in the event of something catastrophic befalling your business. Making a plan

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business insurance
04 Jan

The basics of business insurance

Life doesn’t always go to plan, and neither does business – that’s what insurance is for. Business insurance is an umbrella term for a huge range of insurance policies and add-ons that you can take out to protect your business from the unexpected, and in today’s post, we’re looking at the different things you might

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indemnity
05 Dec

Is your indemnity period long enough?

An indemnity period is the time frame in which insurance companies will look to contribute towards a business interruption claim for loss of earnings. The indemnity period starts from the time of the initial loss and will operate while the rectification work is being carried out and will also continue once the business re-opens until

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Christmas
28 Nov

Christmas decorations and parties – are you playing safe?

No-one wants to be a health and safety bore or a party-pooper at Christmas but the last thing you need is something going wrong in your business at this time of year! There are a few added risks you’ll need to be aware of to make sure accidents and misconduct don’t ruin the fun. From decorations blocking

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small businesses
21 Nov

5 common mistakes small businesses make in their first year

Starting your own business is a bold and exciting move, and for many, it’s a way of achieving freedom from working for someone else. However, many small businesses fall at the first hurdle, often by making the same common mistakes during their first year. Here are some of the pitfalls to watch out for and

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fleet
05 Nov

4 fleet maintenance tips for the winter

The colder weather may bring not only ice and snow, but high winds and flash flooding too. These are unpredictable and extreme winter weather conditions that every vehicle – private or commercial fleet – should be prepared for. How can your business minimise any unplanned vehicle downtime on account of the adverse weather conditions, and

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B&B
01 Nov

5 things you need to know about setting up a B&B

If you’re lucky enough to have some spare rooms, you might be thinking about how you could generate some income by running your own B&B business. Here are a few things you need to know before you take the plunge and open your doors to paying guests. 1. It’s vital to know your target audience

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flood
16 Oct

Flood season is here: how to recover after natural disasters

Storm Callum has caused devastating floods and landslides across parts of the country over the last few days. Flood warnings are still in place in Wales and Scotland and homes and businesses were without power in England. In recent years, the threat of flooding has increased significantly, and these rough waters don’t appear to be

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self-employed
09 Oct

Health and well-being for self-employed and freelancers

There are nearly 5 million self-employed people within the UK, according to recent figures from the Office for National Statistics. Despite the perceived benefits of self-employment and freelance work, such as deciding your own hours and getting the chance to work from the comfort of your home, there are also several risks. What are the

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