Category Archives: Commercial

07 Dec

Paradise Papers and Complying with the Criminal Finance Act

The Paradise Papers are a collection of 13.4 million confidential electronic documents that provide information—including the identities of shareholders and directors—for more than 120,000 individuals and companies with offshore investments listed by the offshore law firm, Appleby, and corporate services provider, Estera. The information in these documents is concerning, since an offshore company, sometimes called

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finance lease agreements mileage calculator
01 Dec

Finance Lease Agreements – How to Accurately Calculate your Mileage.

When considering vehicle contract hire or finance lease agreements, be mindful of your anticipated annual mileage. Get this wrong and that fantastic deal may not be as fantastic as you think…. Making the simplest of mistakes or miscalculations can be extremely costly to you and/or your business. Simple elements like ‘excess mileage charges’ can spiral to £100s and

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Budget
24 Nov

Autumn Budget 2017 – Highlights

On 22 November, Philip Hammond, Chancellor of the Exchequer, delivered the Autumn Budget 2017, his second Budget as Chancellor. Hammond focused on the United Kingdom’s ‘bright future’, declaring that the Budget supports ‘families and business in the near term’ while also supporting ‘growth in the long term as the United Kingdom forges a new relationship

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cyber insurance
16 Nov

Cyber Insurance – What are the benefits?

As technology becomes increasingly important for successful business operations the value of a strong cyber insurance policy will continue to grow. No matter your business size, location or industry anyone can be exposed to cyber-threats that potentially cause major disruptions to business. Cyber insurance policies are created to suit your business needs and offer some

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HGV
09 Nov

Testing Exemption for HGVs to change

As part of its continued effort to improve driver safety, the Department for Transport (DfT) will revise which heavy goods vehicles (HGVs) will be able to retain their plating and testing exemption. Beginning on 20 May 2018, based upon their chassis, certain HGVs will have to complete roadworthiness testing. If you own or operate an

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D&Os
02 Nov

Survey Highlights Risks Facing Directors & Officers

Over the last several years, UK regulations have expanded the scope of directors and officers (D&O) liability and that trend shows no signs of stopping, according to a recent survey from international law firm Allen & Overy. According to the survey, D&Os are exposed to a higher amount of personal liability than ever before. Since

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D&Os
25 Oct

How GDPR Will Expand Your D&O Liability

The forthcoming GDPR may place greater responsibility on your organisation’s directors and officers, and, for that reason, it is important to take proactive steps now to prepare. On 25 May 2018, the General Data Protection Regulation (GDPR) comes into effect, which expands the rights of individuals and their data while placing greater obligations on organisations

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HMO
06 Oct

HMO insurance – what you need to consider

As a landlord, if you let your property to several tenants who aren’t members of the same family, it may be a ‘House in Multiple Occupation’ (HMO). Houses in Multiple Occupation (HMOs) are a special type of rental property in which the facilities are shared by separate households  Your property is an HMO if both of the following

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yahoo
05 Oct

All 3 billion users were affected by Yahoo Cyber Breach

Yahoo! has indicated that significantly more people may have been affected by the data breach reported last December than first thought and that all user accounts may have been affected by the August 2013 theft. That’s all three billion user accounts and up from the one billion figure Yahoo initially reported. Since disclosing the hack,

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