Category Archives: Car Related

18 Oct

Motor Insurance – FAQs

1. How do I find my policy details and documents? You can select to receive your policy documents by mail, collect them in person from your branch or you can opt to have them saved in an online portal to print whenever you need them. If you choose this last option, your branch will send

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vehicle repair scams
17 Oct

Avoiding Vehicle Repair Scams

Car maintenance is an essential part of owning a vehicle, but getting ripped off at the garage should not be. So, to ensure that you get an honest, fair deal from your mechanic, be aware of these 6 common vehicle repair scams and follow these 4 best practices: Common Motor Vehicle Repair Scams 1. Misfuelling: Garages can quote

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empty nesters
10 Oct

How insurance needs change at different life stages

In the first of a series of articles, we look at how your insurance needs may change over your lifetime: Having Children Your family’s insurance needs and obligations will evolve over time. Periodically reviewing those needs is necessary to ensure that you and your dependents are properly protected. Car As the children grow up, you

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05 Sep

How to prevent vehicle theft

Did You Know? About 225 vehicle thefts take place every day in the United Kingdom, according to the most recent Government statistics. Passenger cars are the single most popular target of vehicle theft because they are relatively easy to steal. An estimated 50% of thefts that occur are down to preventable errors on the part of

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09 Aug

How motoring convictions affect car insurance

Driving offences in the UK typically incur penalty points, which are added to the driver’s record once he or she is convicted of that offence. These act as a deterrent and, if you reach a maximum of 12 within a 3-year period, can result in a driving ban. Some more serious offences can mean an instant driving

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27 Jun

Buying your first car

We all remember our first car with fond memories. That sense of independence and freedom that it gave us. However, that freedom can come at quite a price. Here are 5 cost considerations to bear in mind when buying your first car: 1. Outlay for the car itself You might think it is cheaper to buy an older, second-hand

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24 May

How to improve your fuel economy

The first mass produced car (a Ford Model T in 1908) average just 21mpg In the early 70s, fuel was so cheap that economy wasn’t an issue, cars averaged around 12mpg! The 1973 oil crisis saw attention turn to improving fuel economy as drivers were keen to make their cars go further on a tank

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04 May

Crash for cash and other car insurance fraud

Deliberately staging or causing a road traffic collision, solely for the purpose of financial gain, costs around £400m a year. Honest motorists end up bearing this cost in terms of higher premiums and it puts innocent motorists at risk. These “crash for cash” scams include the following: Contrived incidents: where an accident is staged in

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27 Apr

Law on child car seats is changing

Stricter rules regarding the use of booster seats will come into force in December 2016, limiting the use of backless booster seats to older children. Under current UK law, all children travelling in a car must use the correct car seat until 12 years old or 135cm tall. In some European countries this height limit is

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20 Apr

Horse sense for motorists

Horses and their riders are among the most vulnerable groups of road users. According to a survey by the British Horse Society, more than 4,000 horse riders and carriage drivers were admitted to hospital between April 1 2013 and March 31 2014 from injury in a transport accident. 75% of accidents happened because the vehicle passed

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