Category Archives: Car Related

09 Aug

How motoring convictions affect car insurance

Driving offences in the UK typically incur penalty points, which are added to the driver’s record once he or she is convicted of that offence. These act as a deterrent and, if you reach a maximum of 12 within a 3-year period, can result in a driving ban. Some more serious offences can mean an instant driving

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27 Jun

Buying your first car

We all remember our first car with fond memories. That sense of independence and freedom that it gave us. However, that freedom can come at quite a price. Here are 5 cost considerations to bear in mind when buying your first car: 1. Outlay for the car itself You might think it is cheaper to buy an older, second-hand

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24 May

How to improve your fuel economy

The first mass produced car (a Ford Model T in 1908) average just 21mpg In the early 70s, fuel was so cheap that economy wasn’t an issue, cars averaged around 12mpg! The 1973 oil crisis saw attention turn to improving fuel economy as drivers were keen to make their cars go further on a tank

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04 May

Crash for cash and other car insurance fraud

Deliberately staging or causing a road traffic collision, solely for the purpose of financial gain, costs around £400m a year. Honest motorists end up bearing this cost in terms of higher premiums and it puts innocent motorists at risk. These “crash for cash” scams include the following: Contrived incidents: where an accident is staged in

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27 Apr

Law on child car seats is changing

Stricter rules regarding the use of booster seats will come into force in December 2016, limiting the use of backless booster seats to older children. Under current UK law, all children travelling in a car must use the correct car seat until 12 years old or 135cm tall. In some European countries this height limit is

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20 Apr

Horse sense for motorists

Horses and their riders are among the most vulnerable groups of road users. According to a survey by the British Horse Society, more than 4,000 horse riders and carriage drivers were admitted to hospital between April 1 2013 and March 31 2014 from injury in a transport accident. 75% of accidents happened because the vehicle passed

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taxi insurance
13 Apr

The taxi of Mum and Dad

“I’m not a taxi” is a familiar cry from parents all around the country! However, a poll commissioned by Goodyear* in 2014 found that parents clock up nearly 27,000 miles during their childrens’ lifetime, just by ferrying them around, equivalent to 3,147 hours in the driving seat. The average mum and dad clocks up around

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18 Feb

How telematics insurance can help young drivers

What is telematics also known as Black Box insurance? Telematics involves a black box being fitted to your vehicle which uses satellite technology to assess speed, braking, acceleration, cornering and the time of day journeys are made. Some telematics or black box insurance policies also operate a curfew with an excess premium charged if the

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06 Jan

The Pitfalls of Potholes

Did you know that potholes are estimated to cause as many as 1 in 10 mechanical failures on UK roads and cost motorists an estimated £730 million every year? Here are some tips to avoid them, minimise damage if you do hit one and what to do if your car is damaged by one: A

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26 Nov

Tips on driving safely this winter

Eyes on the prize! Be sure to keep your eyes on the road at all times to avoid an accident. Though you should do this throughout the year, it’s imperative that you do it during the winter. This can help you notice icy spots before you slide across them. Pack lots of entertainment! If you

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