Accidents do happen, from time to time. Having public liability insurance in place helps set your mind at rest, keeping you covered if a customer or member of the public suffers a loss or injury because of your business. What does public liability insurance cover? A comprehensive public and product liability policy provides cover for […]
Author: Helen Costin
Finance Lease Agreements – How to Accurately Calculate your Mileage.
When considering vehicle contract hire or finance lease agreements, be mindful of your anticipated annual mileage. Get this wrong and that fantastic deal may not be as fantastic as you think…. Making the simplest of mistakes or miscalculations can be extremely costly to you and/or your business. Simple elements like ‘excess mileage charges’ can spiral to £100s and […]
The Entrepreneurial Generation
With an increasing percentage of the population choosing to become self-employed, it could be assumed that this is reflected in the uptake of relevant insurance policies. However, alarmingly this is not the case. Self-employment has increased from 3.3 million to 4.8 million over the last sixteen years*, yet many are not covered for the associated […]
Affected by a flood? Here’s what you need to do
With the winter storms upon us, do you have a plan in place for what to do if you’re affected by a weather-related flood? If you live in one of the estimated one in six homes prone to flooding in the UK, it’s wise to know what to do should the worst happen. Prevention is […]
2020 MOT checklist
When your car reaches the age of three, you’ll need to make sure it goes for its annual MOT. The test isn’t expensive (it should cost no more than £54.85 for cars and £29.65 for motorbikes), but it’s a legal requirement. While a fail isn’t the end of the world, as it’s usually just a […]
Top tips for buying your first home
Buying your first home is one of life’s milestones, and it’s exciting and stressful in equal measure. We’ve compiled some top tips to help you navigate the tricky waters of getting onto the property ladder as smoothly as possible. Know what you can afford Before you even start looking at houses, it’s important to understand […]
Tips for driving safely with your pets
Travel sickness, dog-seatbelts, anxiety and space can be big problems when travelling with pets. It can be tempting to ditch the contraptions and medicines and just let your dog sit on your lap while you drive. According to a recent survey by Opinium, two thirds (69%) of drivers have travelled with a pet in their […]
Self employed? What business insurance do you need?
Nothing beats the freedom of being your own boss. But when you’re self-employed, protecting your livelihood is of paramount importance. With that in mind, what business insurance cover is it advisable to have to make sure your business is properly protected? Let’s take a look. Professional indemnity insurance Firstly, you will need professional indemnity insurance. […]
The unseen cost of meetings
We’ve probably all felt frustrated when we’ve had to sit through what feels like yet another pointless meeting. If you’ve ever felt that your time could be better spent on something else, you’d be right. Studies show that unnecessary meetings cost UK businesses over £191 billion a year, with the statistics showing just how much […]
Helping to reduce plastics in our oceans
Over the last few years, there has been a movement from businesses, organisations and charities coming together to carry out ‘clean up’ projects across our inland and coastal waters in a bid to reverse the damage caused by the dumping of plastics. At A-Plan, our specialist marine insurance team has a particularly keen understanding of […]