Yearly Archives: 2018

van security
24 Dec

How to prevent tool theft from your van

Did you know that in the UK, tools are stolen from vans every 23 minutes? As a tradesman running your own small business, your tools are your livelihood. Without them, you can’t work – and with tool theft on the rise (it’s gone up by 30% in the last year), it’s more important than ever to

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car recalls
17 Dec

What happens if you’re affected by car recalls?

We’ve all read the news about the emissions scandal and seen the headlines about car recalls. But what are the implications if your car is one of those affected, whether because of its emissions or because of a safety issue? Here’s what you need to know. Understanding car recalls There are different kinds of car

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loyalty penalty
14 Dec

Do you know someone who may be affected by the “loyalty penalty”?

Citizens Advice have recently highlighted concerns that certain groups of people in the market are particularly susceptible to the “loyalty penalty” for their home insurance.  They identified that “people in vulnerable states” are particularly likely to be penalised. Who’s most affected? Citizens Advice reported that 32% of those paying the loyalty penalty are over 65,

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home safe
11 Dec

How to keep your home safe over Christmas

With lots of people heading away to see family and friends over the Christmas period, and houses left unoccupied and full of presents, the festive season is a time to be extra careful about home safety. Burglaries rise by 53% over Christmas, and house fires are a risk due to all the twinkling lights decorating

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indemnity
05 Dec

Is your indemnity period long enough?

An indemnity period is the time frame in which insurance companies will look to contribute towards a business interruption claim for loss of earnings. The indemnity period starts from the time of the initial loss and will operate while the rectification work is being carried out and will also continue once the business re-opens until

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best hotels to spend Christmas
03 Dec

The best hotels to spend Christmas

If hosting Christmas seems too much like hard work when you’re meant to be relaxing on a much-needed break, why not let someone else take the strain? Staying in a hotel over Christmas is a great way to enjoy the fun of the festive season without all the stresses associated with having people to stay

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driving at night
29 Nov

Safe Driving at Night

This time of year, it gets dark around 4pm in the UK and the sun doesn’t come up again till nearly 8am! This pretty much guarantees that if you are driving to and from work, you are going to be spending much of your journey in the dark. Driving in the dark can bring its

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Christmas
28 Nov

Christmas decorations and parties – are you playing safe?

No-one wants to be a health and safety bore or a party-pooper at Christmas but the last thing you need is something going wrong in your business at this time of year! There are a few added risks you’ll need to be aware of to make sure accidents and misconduct don’t ruin the fun. From decorations blocking

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small businesses
21 Nov

5 common mistakes small businesses make in their first year

Starting your own business is a bold and exciting move, and for many, it’s a way of achieving freedom from working for someone else. However, many small businesses fall at the first hurdle, often by making the same common mistakes during their first year. Here are some of the pitfalls to watch out for and

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red weather warning car insurance
20 Nov

Red weather warning: what is the impact on your car insurance?

As winter approaches and the mercury plummets, you might be starting to think about what happens when the inevitable winter storms hit and the country experiences weather-related disruption. Last year the UK had more snow than it’s had for years, and if this year pans out the same, we may be in for a fair

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