Monthly Archives: August 2017

underinsured
24 Aug

How SMEs can avoid being underinsured

Insurance companies base their premiums on, among other things, the value of the risk they are insuring which is usually based on the information a policyholder provides. If, at the time of a claim, this amount is found to be lower than the assessed value at the time of the loss then the insurers may

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car journeys
24 Aug

How to keep children occupied on long car journeys

Anyone with young children will know the struggle and stress of trying to take them on long car journeys. Whether it’s to the airport, a British seaside holiday or to a relative’s house, it’s likely to be a hassle. Here’s some advice on how to make it easier for everyone involved. Make sure your children

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redesigned currency
17 Aug

Preparing your business for the redesigned currency

The Timeline for the Redesigned Currency Here is a comprehensive timeline of events concerning the design and implementation of the redesigned currency, along with deadlines for businesses to accommodate them. 2016 Businesses are able to start adapting machines for the polymer banknotes. The new £5 note was issued on 13 September.   2017 On 28

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moving house
17 Aug

12 tips for moving house

Moving house is one of the most stressful times for anyone so it’s important to prepare. Here are some tips to help things go more smoothly: Declutter – hire a skip, give it to charity, sell it on a local site but get rid of that clutter! Sounds obvious but the less you have to

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flood risk
10 Aug

What to do to manage your flood risk

The Environment Agency (EA) estimates that over 5.5 million properties in England and Wales are vulnerable to flood risk. In Scotland, the number of at-risk properties is around 125,000 and 65,000 in Northern Ireland, respectively, according to the Scottish Environment Protection Agency (SEPA) and Northern Ireland’s Rivers Agency (RA). These numbers include properties at risk

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GDPR
10 Aug

GDPR and your company – what you need to know

The General Data Protection Regulation (GDPR) comes into force in less than one year. If your organisation fails to comply with the new regulation and does not provide adequate cyber protection for your customers, you could receive sizeable fines and penalties, which, under the GDPR, could be up to €20 million or 4 per cent

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directors and officers
04 Aug

Directors and Officers claims on the rise

Since the financial crisis in 2008, claims against directors and officers have grown more frequent, complex and expensive. One reason for this rise is government legislation that has increased business transparency and placed the responsibility on directors and officers. In fact, after new guidelines from the Sentencing Council came into force in February 2016, the

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distracted driving
04 Aug

The dangers of distracted driving

When you hear the phrase “distracted driving” it’s likely you picture a young adult checking social media on their phone while on the road – and you’d be right in that this is very dangerous, however it’s not just young people and it’s not just phones that create a risk. Anything that takes away all

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HSE
01 Aug

HSE Releases 2016/2017 Fatal Injury Statistics

The HSE recently published the provisional statistics for work-related fatal accidents that occurred between 1st April 2016 and 1st March 2017, which continued to reflect the 20-year trend of declining fatality rates. Yet, whilst the United Kingdom has one of the best health and safety systems in the world, 137 people were killed at work

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