Monthly Archives: March 2017

employment law
30 Mar

Upcoming Employment Law Changes

As April approaches, there are several significant changes to employment law that your company should be aware of. Whilst not all of these may be directly relevant, it is nevertheless important that you remain aware of these changes: Increase to the national minimum wage (NMW) and national living wage (NLW). Beginning in April 2017, both

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unoccupied property
27 Mar

Why you need unoccupied property insurance

Standard home insurance policies will not usually cover properties that are left unoccupied for more than 30 consecutive days. Properties can be left unoccupied for a variety of reasons, including awaiting sale or waiting for the completion of probate, during renovations or for health care reasons (such as a long spell in hospital). If your

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24 Mar

How your staff’s status affects your EL insurance

As an owner or manager, you have a responsibility to provide your employees with a safe working environment. If you fail to do so, it could result in a current or even former employee filing a claim against you. A successful claim can be costly—not just financially—but also to your organisation’s reputation. To protect yourself

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life insurance
21 Mar

Why you should place your life insurance policy in trust

One of the main aims of future planning is to ensure financial security for your family and beneficiaries in case of your death. Life insurance is an ideal way to do this. Losing a partner or parent is one of the most harrowing experiences in life but fighting for a life insurance payout at the

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16 Mar

Why are motor insurance premiums rising?

Whilst insurers are experiencing increasing levels of claims frequency and cost (especially for bodily injury and vehicle repair costs), there have been two major changes that are having an impact: The first is Insurance Premium Tax. This is a Tax levied by the Government on most insurance products.  Since November 2015, this has increased from

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yahoo
16 Mar

Cyber attacks and malware threaten all businesses

Cyber attacks aren’t going away. Email will continue to be the main distribution method and social engineering practices (tricking users) will continue to evolve. With data breaches becoming more common and high profile, there is a need for increased diligence from directors concerning cyber security, to prevent claims arising Directors in the US are potentially

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caravan
13 Mar

Taking a caravan or motorhome to Europe

The sun is shining and it really feels like spring is coming! Caravan and motorhome owners are turning their thoughts to getting ready for the touring season. Why not broaden your horizons a bit further this year? Travelling to Europe with your caravan or motorhome can be a great idea for you and your family

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taxi insurance
10 Mar

Taxi insurance – why you need bespoke cover

No matter what type of hire your taxi business provides, insurers usually offer the same four covers, listed below, that are available to other commercial motor clients: Act only cover is so named because it provides the minimum level of cover to satisfy the Road Traffic Act, insuring third party liability arising from the use

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sell your home
06 Mar

How to sell your home

Spring is often thought of as the best time to sell your home. If you are currently looking to sell, have just put your home on the market or struggling to get viewings, we’ve put together some tips to help you make your home look its best. You may have heard of the term “home

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