Monthly Archives: August 2016

31 Aug

Back to school costs more than £300

Can’t wait for the children to go back to school? But, have you got all their school uniform yet? Were you organised or have you left it to the last minute? Either way, the recommended list seems endless – new shoes, trainers, sports kit, and stationery. The cost varies from school to school and a

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pub insurance
18 Aug

Pub insurance – what you need to know

Licensed trades like pubs and nightclubs operate within a strict regulatory environment, which can make buying insurance complex. Many insurers don’t offer pub insurance at all and others apply onerous terms and conditions. However, due to the nature of your clientele and manner of operation — long hours, late closing times, crowded premises and drunken customers

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home security summer holiday
15 Aug

Home security – don’t take chances this summer

The last thing you want to come home to after 2 weeks in the sun is a break-in, and then having to deal with the ensuing insurance claim. Here are our tips for home security to prevent this happening while you are away: 1. Tell a member of your family, local friend or trusted neighbour that

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landlords' insurance
11 Aug

Landlords’ insurance – the importance of proper cover

As a residential landlord, you have a variety of obligations. These include keeping rental properties safe and free from hazards, ensuring all supplied gas and electrical equipment is properly installed and maintained, complying with fire safety regulations, providing an Energy Performance Certificate as well as a number of financial and legal requirements such as having

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09 Aug

How motoring convictions affect car insurance

Driving offences in the UK typically incur penalty points, which are added to the driver’s record once he or she is convicted of that offence. These act as a deterrent and, if you reach a maximum of 12 within a 3-year period, can result in a driving ban. Some more serious offences can mean an instant driving

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01 Aug

You and the Insurance Act 2015

• The Insurance Act goes into effect on 12th August 2016 and affects all commercial insurance policies governed by UK law. • The Act introduces a new ‘duty of fair presentation’, requiring insureds to capture more knowledge from more people in their organisations. Many industry insiders are hailing the Insurance Act as the most significant change to

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01 Aug

The most popular destinations abroad for Brits

UK residents made 65.7 million visits abroad in 2015. UK residents made 9.4% more visits abroad and spent £3.5 billion (9.8%) more during these visits in 2015 than 2014, without adjusting for inflation. The number of nights spent abroad also increased, up 10.7% to 682.4 million nights. The number of visits abroad for holidays grew

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