Monthly Archives: June 2016

30 Jun

Business interruption insurance – 5 common mistakes

Any interruption to your company’s normal operations — even one that is brief — can be costly. Thankfully, these setbacks can be easily mitigated with comprehensive business interruption insurance. However, even if your company has a robust policy, it is only effective if your sum insured and indemnity period are adequate. To help ensure your

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27 Jun

Buying your first car

We all remember our first car with fond memories. That sense of independence and freedom that it gave us. However, that freedom can come at quite a price. Here are 5 cost considerations to bear in mind when buying your first car: 1. Outlay for the car itself You might think it is cheaper to buy an older, second-hand

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20 Jun

Q&A on buying home insurance

1. What is the best way to ensure my possessions are valued accurately? Get some advice – getting the right advice is very important. At A-Plan, we guide our clients through this process, in person or on the phone, to make sure that they are able to build a comprehensive picture of their home contents sum

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16 Jun

Equipment Breakdown Insurance

Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because technologically advanced equipment tends to be sensitive and fragile and can easily sustain damage that causes breakdowns. The losses sustained will continue to increase with the rise of just-in-time manufacturing,

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13 Jun

Top 10 tips for cycling safety

1. Make sure your bike is safe and roadworthy Looking after your bike is crucial to staying safe. Get your bike checked and serviced regularly at a cycle shop. You should also carry out regular checks yourself to ensure your bike is in roadworthy condition. rospa.com have some useful video guides and a handy checklist which

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ransomware attack
09 Jun

Half of UK businesses are unprepared for cyber attacks

In the last 12 months, two-thirds of large businesses (those with at least 250 employees) experienced at least one cyber attack or breach, according to the government’s Cyber Security Breaches Survey, released in May. Of those businesses, one-fourth experienced a breach at least monthly. While about one-third of these incidents involved cyber criminals impersonating the

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07 Jun

Barbecue & fire safety

Finally it’s barbecue season! A barbecue should be a safe and enjoyable experience but it’s all too easy to be distracted when you have friends and family around you whilst cooking. According to ROSPA, the last time figures were collected through the Home and Leisure Accident Surveillance System (HASS/LASS), in 2002, an estimated 1800 people visited A&E

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01 Jun

Commercial Insurance News – June 2016

Did you know? On 6th April, the government abolished employer National Insurance contributions for apprentices under 25 years of age. This decision is expected to save employers an estimated £1,000 annually for every apprentice that earns £16,000. The government is predicting that the potential savings will encourage more employers to take on apprentices, which will

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