When it comes to problems with your house, subsidence is high up on the list of things you really don’t want happening. But what is it and what should you do if you discover it? What is subsidence? Subsidence is when part or parts of the ground under your home start to sink. It’s a
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Statistics published last week by the National Audit Office (NAO) made interesting reading for businesses employing apprentices. Figures revealed that despite Government targets to create three million new apprenticeships by 2020, the number of people taking up training programmes has fallen significantly. So much, in fact, that the NAO says it’s “very unlikely” that the
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It is estimated that just under 11million households2 in the UK are not confident that they are valuing their possessions correctly for their home contents insurance, or have no contents insurance at all, according to A-Plan’s Insurance Spotlight Report, 2019 The ABI reports the average UK home contains £35,0003 worth of possessions. Incorrect valuations of
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There’s no more quintessentially English sight than a chocolate box thatched roof cottage, but owning one of these romantic properties isn’t without its challenges. Today we’re looking at what you can do to look after your thatched roof to prolong its life and reduce the risk of fire. Maintaining a thatched roof Although having your
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Nothing beats the freedom of being your own boss. But when you’re self-employed, protecting your livelihood is of paramount importance. With that in mind, what business insurance cover is it advisable to have to make sure your business is properly protected? Let’s take a look. Professional indemnity insurance Firstly, you will need professional indemnity insurance.
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Making sure your car is insured correctly is just as important as getting the cover itself. For instance, if you use your car to commute to work, but your insurance policy only covers social driving, your car insurance may be invalid. That means that should you be involved in an accident, your insurer may not
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With an increasing percentage of the population choosing to become self-employed, it could be assumed that this is reflected in the uptake of relevant insurance policies. However, alarmingly this is not the case. Self-employment has increased from 3.3 million to 4.8 million over the last sixteen years*, yet many are not covered for the associated
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Imagine the world of the future, and one of the first technological advances you’ll probably think of is autonomous vehicles, otherwise known as driverless cars. In fact, the future is already here: autonomous vehicles not only exist, but they’re even on the road courtesy of Tesla, who claim that all their vehicles have “full self-driving
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Whatever the reason, there may be times when you need to drive someone else’s car. Perhaps a relative needs dropping off somewhere and they want you to take their car home for them. Maybe a friend has had too much to drink and wants you to drive them home in their car. Or perhaps they’ve
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As there is some uncertainty surrounding the terms of the Brexit deal following the UK’s withdrawal from the European Union (EU), we wanted to share our thoughts on some potential implications for motor insurance when driving abroad. Guidance from the Association of British Insurers and the Motor Insurance Bureau is that drivers should be in
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