A-Plan Blog

loyalty penalty
14 Dec

Do you know someone who may be affected by the “loyalty penalty”?

Citizens Advice have recently highlighted concerns that certain groups of people in the market are particularly susceptible to the “loyalty penalty” for their home insurance.  They identified that “people in vulnerable states” are particularly likely to be penalised. Who’s most affected? Citizens Advice reported that 32% of those paying the loyalty penalty are over 65,

Read More
home safe
11 Dec

How to keep your home safe over Christmas

With lots of people heading away to see family and friends over the Christmas period, and houses left unoccupied and full of presents, the festive season is a time to be extra careful about home safety. Burglaries rise by 53% over Christmas, and house fires are a risk due to all the twinkling lights decorating

Read More
indemnity
05 Dec

Is your indemnity period long enough?

An indemnity period is the time frame in which insurance companies will look to contribute towards a business interruption claim for loss of earnings. The indemnity period starts from the time of the initial loss and will operate while the rectification work is being carried out and will also continue once the business re-opens until

Read More
best hotels to spend Christmas
03 Dec

The best hotels to spend Christmas

If hosting Christmas seems too much like hard work when you’re meant to be relaxing on a much-needed break, why not let someone else take the strain? Staying in a hotel over Christmas is a great way to enjoy the fun of the festive season without all the stresses associated with having people to stay

Read More
driving at night
29 Nov

Safe Driving at Night

This time of year, it gets dark around 4pm in the UK and the sun doesn’t come up again till nearly 8am! This pretty much guarantees that if you are driving to and from work, you are going to be spending much of your journey in the dark. Driving in the dark can bring its

Read More
Christmas
28 Nov

Christmas decorations and parties – are you playing safe?

No-one wants to be a health and safety bore or a party-pooper at Christmas but the last thing you need is something going wrong in your business at this time of year! There are a few added risks you’ll need to be aware of to make sure accidents and misconduct don’t ruin the fun. From decorations blocking

Read More
small businesses
21 Nov

5 common mistakes small businesses make in their first year

Starting your own business is a bold and exciting move, and for many, it’s a way of achieving freedom from working for someone else. However, many small businesses fall at the first hurdle, often by making the same common mistakes during their first year. Here are some of the pitfalls to watch out for and

Read More
red weather warning car insurance
20 Nov

Red weather warning: what is the impact on your car insurance?

As winter approaches and the mercury plummets, you might be starting to think about what happens when the inevitable winter storms hit and the country experiences weather-related disruption. Last year the UK had more snow than it’s had for years, and if this year pans out the same, we may be in for a fair

Read More
flood
12 Nov

Affected by a flood? Here’s what you need to do

With the first of the winter storms already behind us, do you have a plan in place for what to do if you’re affected by a weather-related flood? If you live in one of the estimated one in six homes prone to flooding in the UK, it’s wise to know what to do should the

Read More
frozen pipes
08 Nov

Tips to keep your home safe this winter

During the transition from summer to winter, it is important to carry out safety checks on your home, to help prevent the worst from happening! Pipes – Frozen pipes are the biggest reason for escape of water claims in the winter. According to the Association of British Insurers (ABI), the insurance industry pays out £2.5m every day to customers for escape

Read More