A-Plan Blog

festival
26 Jun

Keeping safe at a music festival

With festival season now in full swing, here are some tips to keep your valuables safe if you are heading to one this summer. Whilst most people are concerned with what the weather will be doing, where their favourite bands will be playing or how clean the loos will be, many forget about the downside

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jargon
23 Jun

Commercial insurance jargon buster – our top 10

Insurance is complicated enough, particularly when looking to cover the risks for your business. Here we give our explanations of the top 10 jargon terms seen in commercial insurance. We would also highly recommend that you read our “Guide to the Insurance Act“: Average clause – A policy condition that requires the amount of a

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young drivers
19 Jun

Young drivers bearing the brunt of higher premiums

Passing your driving test is an exciting time but young drivers are finding it increasingly difficult to find affordable insurance. The recent increases in IPT (Insurance Premium Tax) disproportionately affect younger drivers who already have the highest premiums and there is no exemption being offered to young drivers who are seen as a high-risk category.

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SME
09 Jun

Nearly Every UK SME Owed £16,000 in Late Payments

More than half of Britain’s SMEs (52% in total) were owed an estimated total of £44.6 billion in late payments by the end of 2016, according to recent industry research*. That averages out to roughly £16,000 per SME; however, 1 in 10 were owed more than £100,000. This massive financial delay has been detrimental for

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MOT
08 Jun

5 Reasons Your Car Fails Its MOT

Recent government statistics suggest that half of the faults found in MOT tests can be prevented by performing simple car maintenance. The most common cause of failure is lighting and signalling issues, such as blown bulbs, which cause almost 19 per cent of all MOT failures. Suspension (13 per cent) and brake (10 per cent)

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health and safety
06 Jun

Health & Safety Fines – One Year On

In February 2016, the new guidelines from the Sentencing Council came into force. These amendments dramatically increased fines for corporate manslaughter, food safety and hygiene offences, and health and safety offences. Prior to these dramatic revisions, courts were only able to deliver fines that had negligible effects on offenders. Within the first year, it has

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driving in france
05 Jun

Driving in France – top 10 tips

Driving in France is generally a more pleasant experience than travelling on UK roads. France is approximately two and a half times the size of the UK but with roughly the same population. Consequently the roads are generally less congested outside of the main cities. However, there are certain things you need to be aware

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business interruption
25 May

Business Interruption Cover – More Important Than Ever

Many business owners fail to consider how they would manage if a fire, natural disaster or, sadly, an act of terrorism rendered their business premises temporarily unusable. According to the Insurance Information Institute, more than 25 per cent of all businesses that close down following a disaster never open again. With advanced planning, there are

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holiday home insurance
24 May

Preparing your holiday home for high season

The high season is when you’re likely to get the greatest return on your holiday home investment, and diligent preparation is key to ensuring that your busiest booking period goes smoothly. Follow these tips to make sure your holiday home is ship shape before the busiest time of the year gets underway. Maintenance The run-up

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DIY
23 May

Doing some DIY this Bank Holiday? Read our tips.

With the second May Bank Holiday on the horizon, many of us will turn our attention to a little DIY to give our homes a makeover in time for the summer. But while the improving weather may mean we can throw open the doors and windows and get stuck into cleaning, painting, maintaining and generally

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