A-Plan Blog

SMEs
27 Apr

SMEs – struggling to survive?

SMEs account for more than 99% of private sector businesses in the United Kingdom and provide employment for 16.8 million people. Their economic contribution should not be underestimated. However, British businesses are feeling the pinch with nearly a fifth (17%) missing payday in order to survive. Despite being responsible for nearly half of Britain’s economic

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tenants insurance
24 Apr

Why “Generation Rent” Needs Tenants Insurance

The number of 20-39 year olds renting has more than doubled from 20 to 50 per cent since 2000. Known as ‘generation rent’, many millennials are unable to afford the average house price of £217,502 (as of Feb 2017), which continues to grow by about 6 per cent each year. Until home ownership becomes more

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social media
19 Apr

Social Media – Protecting Your Business Reputation

With the fallout from United Airlines PR disaster still ongoing, it is perhaps timely to think about the steps you can take to protect your business reputation on social media! It isn’t feasible to attempt to control your entire message—in today’s highly digital environment, there’s no way you can control everything said about your company.

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digital safety
05 Apr

New report shows digital safety remains an issue for businesses

‘The Cyber Threat to UK Business’, the first joint report by the new National Cyber Security Centre (NCSC) and the National Crime Agency (NCA), presented a rather disheartening outlook for the digital safety and security of UK organisations. In fact, three months after it became operational in October 2016, the NCSC has had to address

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health and safety
05 Apr

Health and safety prosecutions against directors triple in 2016

Company directors can be held personally liable for a variety of events that fall outside of their control. The Companies Act 1985 lists over 200 offences alone, and that is only scratching the surface. Add in the Health & Safety at Work Act, EU Directives and ever increasing consumer protection legislation and it’s easy to

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airbnb
05 Apr

Property sharing services – implications for insurance

Airbnb is a relatively new way of renting your home and has grown rapidly in popularity over the last 9 years. Since it launched in 2008, Airbnb has become a global phenomenon with more than 300,000 listings in 192 countries. Their website allows you to list your house or flat as a whole or even

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04 Apr

Introducing: The Sporting Bears Motoring Club!

This week we’re highlighting what I believe to be one of the most honourable motoring car club organisations within the UK – The Sporting Bears Motoring Club. As a dedicated group of motoring enthusiasts, varying from classic Ford Mustang owners to Lamborghini Aventadors owners, they all have one single aim; to raise as much money

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Easter
03 Apr

Things to do this Easter

The Easter holidays are upon us so here are some ideas to keep the family entertained and occupied over the break: Taste Chocolate Festival in Bristol Easter wouldn’t be Easter without chocolate so why not take the family to the Taste Chocolate Festival in Bristol on 15th and 16th April. This two-day extravaganza showcases some

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employment law
30 Mar

Upcoming Employment Law Changes

As April approaches, there are several significant changes to employment law that your company should be aware of. Whilst not all of these may be directly relevant, it is nevertheless important that you remain aware of these changes: Increase to the national minimum wage (NMW) and national living wage (NLW). Beginning in April 2017, both

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unoccupied property
27 Mar

Why you need unoccupied property insurance

Standard home insurance policies will not usually cover properties that are left unoccupied for more than 30 consecutive days. Properties can be left unoccupied for a variety of reasons, including awaiting sale or waiting for the completion of probate, during renovations or for health care reasons (such as a long spell in hospital). If your

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