A-Plan Blog

carer
21 May

What insurance do you need as a carer?

If you work in the care industry, your job revolves around caring for people who can’t care for themselves. Working as a self-employed carer, you’re a vital lifeline for those in need, but your job isn’t without its risks. It’s essential to have the right insurance in place to ensure you can keep doing what

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cyber-attack
17 May

The overlooked non-financial risks of a cyber-attack

More than ever before, organisations are aware of the potential financial impact of a cyber-attack. Many wrongfully assume that the steep, monetary burden of a cyber-attack (exacerbated by new, higher fines under the GDPR) is exclusively tied to damaged digital assets, lost records, and the price of investigating and reporting a breach. While those expenses

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17 May

Testimonial from one of our local, specialist clients

“I had a problem I needed to solve, and that problem was who would insure a car built by a grey-haired, old bloke in his garage? I was a member of both the Cobra Club and the North West Kit Car Owners Group (NWKCOG) on social media and I put the question to my fellow

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motoring conviction
14 May

Getting insurance after a motoring conviction

If you’ve lost your driving licence as a result of a serious motoring conviction, you’ll already have had the challenge of living without a car for several months. While you’re probably looking forward to getting back behind the wheel, there’s another aspect to having lost your licence that you might not have considered: getting insurance.

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HGV
09 May

Most Efficient Lorries Will Pay Less Tax in 2019

Beginning February 2019, lorries meeting the most recent Euro 6 emissions standards will be eligible for a 10 per cent reduction in the cost of the heavy goods vehicle (HGV) levy. Lorries that don’t meet the latest emissions standards will be expected to pay 20 per cent more in their HGV levy. Currently, the HGV

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fuel
08 May

7 tips for driving more fuel efficiently

Did you know that the way you drive can have a big impact on how much fuel your car uses? With fuel prices high at the moment, these 7 tips can help you save money at the pumps as well as helping the environment: 1. Streamline your car Before you set out on any journey,

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03 May

Testimonial from one of our local, specialist clients

“I needed to find a policy that catered to a specialist car that had been customised. I knew of A-Plan from them being local and using them in the past, then I saw their post within the ‘Simply Mustangs UK’ group I am a member of on social media and that prompted me to call

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mobile
30 Apr

Using your mobile when driving – the law

Last March, new regulations came into force that allow traffic officers to fine drivers £200 and six penalty points for using a handheld mobile phone while driving. For drivers that have held their licence for less than two years, six points would cause them to automatically lose their licence. Within the first six months, 290

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self-employed
30 Apr

A guide to becoming self-employed

No more commuting, working the hours you choose and doing something you love: working for yourself is a way of life as well as a job. Nothing beats the freedom of being your own boss, and if it’s something you dream of, here’s how to set yourself up as self-employed. Before you hand in your

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23 Apr

Van ownership: to lease or to buy?

As a sole trader or small business relying on a van (or fleet of vans) for your livelihood, a major decision you’ll need to make is whether to buy a van or lease one. Let’s look at the arguments on each side. Buying a van When you buy a van, the biggest advantage is that

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